Services

Private Banking
at Lake Tegernsee

Bespoke wealth management with a contractually governed mandate. Transparent, modular and personal.

Private banking at Lake Tegernsee

Your wealth. Our responsibility.

Within our private banking offering, you entrust us with responsibility for a defined part of your liquid wealth. The basis is a contractually governed mandate in which duties and investment limits are clearly defined.

Independent investment decisions with responsibility

Our services include not only developing a suitable strategy, but also making investment decisions independently and implementing them on the client's behalf. Because these decisions have a significant impact on how the wealth develops, a relationship built on trust is indispensable.

Why we are your private banking partner at Lake Tegernsee

At Wealth Partners Tegernsee, private banking always begins with an in-depth conversation in which we identify our clients' individual needs and financial goals. Our philosophy is based on a deep understanding of our clients' wishes and ideas — from which we develop a bespoke investment strategy.

A modular approach for maximum flexibility

Our investment strategies follow a modular concept that allows the highest degree of individualisation. This lets us flexibly adjust the weighting of different asset classes such as equities, bonds or precious metals. As a result, two wealth-management portfolios with an identical equity ratio can still have different risk and return profiles.

Transparency and regular reporting

Our clients receive detailed quarterly reporting on asset structure, transactions and performance. Costs are also disclosed in full — with us there are no hidden fees. The reporting is complemented by a brief macroeconomic outlook for the months ahead.

Our investment approach

Beating the market? Almost impossible. We rely on intelligent diversification.

The probability of beating a given equity-market index through active portfolio management is low. This is linked to market efficiency, the costs of active management, and the long-term performance of active funds.

Broadly diversified

Our wealth management is based on a globally oriented, broadly diversified investment approach. This achieves a very high degree of diversification and, through portfolio construction alone, makes a substantial contribution to risk management.

Smart Beta

When selecting individual securities, we look for a favourable risk-return profile. Through defensive securities we reduce portfolio volatility while achieving high participation rates.

Modular

We give our clients the option to invest deliberately in thematic modules. These modular building blocks make it possible to adapt the portfolio flexibly to personal investment preferences — with a balanced trade-off between security and return.

Income strategy

Stable income through dividend-strong investments

For investors who, alongside long-term capital preservation, want to generate continuous income — for reinvestment or as an additional source of income.

Individual strategy development

Tailored to your financial goals and your liquidity needs. We consider:

Your individual risk profile, for the optimal balance between income and security
Your investment horizon, for short- and long-term goals
Tax considerations, for efficient structuring of income

A focus on dividend-strong quality companies

Solid earnings, a sustainable business model, reliable dividends. These companies offer:

Stable and growing dividend payments
Long-term appreciation potential beyond conventional interest income
Crisis resilience and solid balance-sheet structures

Your advantages at a glance

Regular income from reliable dividends
Individual adjustment to your personal financial needs
Long-term capital preservation in established companies
Professional ongoing support and strategy conversations

Individual wealth management

Exclusive strategies for discerning investors

Alongside our proven modular wealth management, we enable a fully personalised investment strategy — far beyond conventional investment options.

Individual investment strategies with alternative investments

Exclusive access to investment opportunities that are often not open to regular investors:

Real-estate projects with attractive return prospects
Private equity for stakes in promising companies
Certificates and structured products to implement individual market strategies
Precious metals such as gold and silver for targeted hedging

Currency strategies and risk management

In a globalised world, currency risks play a decisive role. We offer strategic currency management that protects your portfolio from exchange-rate fluctuations and deliberately captures return opportunities.

Your exclusive access

This bespoke offering is aimed at a limited circle of clients. Let us develop a personal investment strategy together — discreet, professional and at the highest level.

Roots and regulation

Locally rooted. State-supervised.

The Tegernsee region

Wealth Partners Tegernsee GmbH is firmly rooted in the Tegernsee region — one of the most beautiful places in Germany, with a high quality of life and strong local ties.

BaFin-licensed securities institution

We are supervised by the German Federal Financial Supervisory Authority (BaFin). Our services meet the highest regulatory standards.