Our services

Wealth Management

Clear decisions within an agreed mandate. Globally diversified. Modularly structured. Fully transparent.

What is wealth management?

Take responsibility. Create structure. Maintain clarity.

Within a wealth management mandate, a client entrusts the wealth manager with responsibility for a defined part of their liquid assets. The basis is a contractually governed mandate in which duties and investment limits are clearly defined.

Independent investment decisions with responsibility

Our services include not only developing a suitable strategy, but also making investment decisions independently and implementing them on the client's behalf. Because these decisions have a significant impact on how the wealth develops, a relationship built on trust is indispensable.

An individual investment strategy, tailored to you

At Wealth Partners Tegernsee, the relationship always begins with an in-depth conversation in which we identify our clients' individual needs and financial goals. Our philosophy is based on a deep understanding of our clients' wishes and ideas — from which we develop a bespoke investment strategy.

A modular approach for maximum flexibility

Our investment strategies follow a modular concept that allows the highest degree of individualisation. This lets us flexibly adjust the weighting of different asset classes — equities, bonds or precious metals. In addition, within each asset class we consider specific investment priorities in order to respond deliberately to opportunities and risks.

Transparency and regular reporting

Our clients receive detailed quarterly reporting that provides information on the current asset structure, transactions made and performance. The costs of wealth management are also always disclosed fully and transparently — with us there are no hidden fees.

Our investment approach

Beating the market? Almost impossible. We rely on intelligent diversification.

The probability of beating a given equity-market index through active portfolio management is low for several reasons. This is linked to market efficiency, the costs of active management, and the long-term performance of active funds compared with passive investments.

Broadly diversified

Our wealth management is based on a globally oriented, broadly diversified investment approach. This achieves a very high degree of diversification and, through portfolio construction alone, makes a substantial contribution to risk management.

Smart Beta

When selecting individual securities, we look for a favourable risk-return profile. Through defensive securities we reduce portfolio volatility while maintaining high participation rates — an approach we call Smart Beta.

Modular

We give our clients the option to invest deliberately in thematic modules. These modular building blocks make it possible to adapt the portfolio flexibly to personal investment preferences — with a balanced trade-off between security and return.

Income strategy

Stable income through dividend-strong investments

For investors who, alongside long-term capital preservation, want to generate continuous income — for reinvestment or as an additional source of income.

Individual strategy development

Tailored to your financial goals and your liquidity needs. In doing so we consider:

Risk profile — the optimal balance between income and security
Investment horizon — short- and long-term goals
Tax considerations — efficient structuring of income

A focus on quality companies

Solid earnings, a sustainable business model, reliable dividends. These companies offer:

Stable and growing dividend payments
Appreciation potential beyond interest income
Crisis resilience and solid balance-sheet structures

Flexibility and transparency

The strategy adapts flexibly to your needs. Full transparency on income and performance — through regular reports and personal strategy conversations, your investment always stays optimally aligned.

Your advantages at a glance

Regular income from reliable dividends
Individual adjustment to your financial needs
Long-term capital preservation in established companies
Professional ongoing support

Individual wealth management

Exclusive strategies for discerning investors

Our individual wealth management offers a bespoke solution for clients with the highest demands. Alongside our proven modular wealth management, we enable a fully personalised investment strategy — far beyond conventional investment options.

Individual investment strategies with alternative investments

Take advantage of exclusive access to investment opportunities that are often not open to regular investors. We develop a bespoke allocation for you that combines traditional markets with alternative asset classes:

Real-estate projects with attractive return prospects
Private equity for stakes in promising companies
Certificates and structured products to implement individual market strategies
Precious metals such as gold and silver for targeted hedging

Currency strategies and risk management

In a globalised world, currency risks play a decisive role. We offer strategic currency management that protects your portfolio from exchange-rate fluctuations and deliberately captures return opportunities. In addition, we enable hedging against market risks through precious-metal investments.

Fine-tuning within our modules

Within our modules we make detailed adjustments to the allocation in order to reflect your specific requirements optimally. Your investment strategy is thus continuously optimised — adapted to changing market conditions and personal goals.

Your exclusive access

This bespoke offering is aimed at a limited circle of clients with a minimum investment volume. Let us develop a personal investment strategy together — discreet, professional and at the highest level.

Roots and regulation

Locally rooted. State-supervised.

The Tegernsee region

Wealth Partners Tegernsee GmbH is firmly rooted in the Tegernsee region — one of the most beautiful places in Germany, with a high quality of life and strong local ties.

State-supervised securities institution

We are supervised by the German Federal Financial Supervisory Authority (BaFin). Our services meet the highest regulatory standards.